Ultimate Installment Fest
September 24 to 28
Score an extra 10% OFF with your SMAC or SMAC Prestige with a minimum ₱3,000 single-receipt purchase at the SM Store from July 25 to 27, 2025.
Promo Mechanics
- A minimum single receipt purchase of ₱10,000 installment transaction at any SM Store paid using any credit card of the participating banks gives the cardholder a chance to instantly win ₱5,000 SM Gift Pass. The promo only applies to in-store and personal shopper (card present) transactions.
- Participating Banks:
- BDO
- BPI
- Metrobank
- UnionBank
- RCBC
- Security Bank
- HSBC
- EastWest Bank
- China Bank
- Promo will run from September 24–28, 2025 while redemption period is from September 24 until November 24, 2025.
- There will be a total of 350 winners of cardholders nationwide. Forty winners (40) per participating bank except China Bank with Thirty Winners (30) only.
- Upon completing the installment transaction of ₱10,000 using a participating credit card at SM Store, the transaction receipt will generate a coupon indicating if the customer wins an instant prize or not.
- Prize is non-transferable, non-refundable, and non-convertible to cash.
- How to claim the prize: Winner must present the following documents at the BCO Counter of SM Store where the transaction was made. Branch Marketing Manager or Customer Service (BCO) Manager must verify the winning transaction prior to awarding of prizes to the cardholder:
- Original winning transaction receipt
- Original winning charge slip
- Original winning stub
- Credit card used for the winning transaction
- Winner must surrender and sign the original winning stub.
- The transaction receipt and winning charge slip should be marked/stamped “CLAIMED” upon release of the prize.
- Cardholder can only claim his/her prize at the same branch of SM Store where transaction was made.
- SM Store will not replace lost or damaged prizes caused by the winner (cardholder).
- SM Store and Participating Banks reserve the right to disclose and publish names, photos, and other information of the winners in any mode or manner as they deem appropriate.
- Employees of SM Store and its accredited advertising agencies and suppliers, and their family relatives up to 2nd degree of consanguinity or affinity are disqualified from participating in the promotion.
Per DTI Fair Trade Permit No. FTEB-236291 Series of 2025
