SM Store Stories

Shop at SM Store With These Helpful Credit Card Tips

September 25, 2024

Are you ready to elevate your shopping experience? From furniture to jewelry and gadgets, how you pay can make a big difference. Discover the benefits of credit cards and installment plans for smarter shopping. Plus, find out how SM Store can help you save and earn rewards! Let’s dive into these tips.

Why Use Credit Cards as Payments?

Credit cards are a savvy shopper’s best friend for many reasons. Not only do they provide you a convenient way to shop without carrying cash, but they also offer various promos and rewards, and the flexibility to spread out payments over time.

Instead of paying for everything all at once, many shoppers now opt for installment plans, which allow them to buy something now and pay for it later. This makes it much easier to manage big purchases without hurting your budget.

3 Tips on Using Your Credit Card at SM Store

Tip 1: Use Credit Card Installment Programs

Buying big-ticket items like beds, sofas, jewelry, coffee machines, and more used to mean saving up for a long time, maybe even years. But today, installment plans let you split the cost into smaller monthly payments, making it easier to fit these purchases into your budget.

Say goodbye to long saving periods and hello to the convenience of installment plans. At SM Store, installment plans are available to make your shopping experience stress-free and budget-friendly. Imagine getting a new smartphone, a big smart TV, or a fancy sofa without having to pay for everything right away. With zero interest, you can spread out the payments over several months, allowing you to enjoy your new purchases without having about extra costs.

Availing installment payment using your credit card is easy at SM Store. Simply go to the Installment counter at SM Store when you’re ready to check out your basket or cart.

Tip 2: Enjoy Buy Now, Pay Later Offers

Have you ever heard about the fantastic Buy Now, Pay Later promo at SM Store? It’s an excellent option for anyone looking for financial flexibility when making big purchases. With 0% interest, this payment option allows you to pay for your purchases in easy monthly installments of up to 6 months. All you need to do is spend Php 5,000 on single-receipt purchases using participating BDO credit cards, BPI credit cards, Metrobank credit cards, Unionbank credit cards, and more.

The BNPL option gives you a chance to grab awesome deals and discounts when you shop at SM Store or order via SM Store Personal Shopper, even if you don’t have the full purchase price upfront. This promo is perfect for those who need more time to save money or prefer to split their shopping expenses over a few months, making it more convenient to pay at a later time.

Tip 3: Maximize Your Savings with Bank Offers

One of the best ways to save more money is to use bank offers and sales at SM Store together. Banks like BDO offer credit card promos such as exclusive discounts, cashback, and 3-Day Sale extra discounts to maximize your shopping experience and make it enjoyable.

For example, during the SM Store’s 3-Day Sale, you can get as much as 10% OFF on additional discounts. To get the most out of these limited-time chances, check out SM Store’s Promo and Events page to discover how you can avail of these bank offers at SM Store.

Shop Every Day at SM Store!

Credit cards and installment plans make shopping easier. They are flexible, simple, and affordable ways to buy things. From SM Store’s installment options to Buy Now, Pay Later deals, and special bank offers, there are many ways to shop smart and get the best value for your money. You can use these strategies to make your shopping experience better and make smart financial decisions.

With so many opportunities to save money and enjoy your shopping, there’s never been a better time to shop at the SM Store.

Happy shopping!