Buy Now Pay Later Promo

January 1 to December 31, 2025

Start your 2025 with a stress-free shopping spree and enjoy flexible payment option at SM Store with Buy Now, Pay Later – 0% interest installment plan!

Shopping at SM Store just got more convenient—you can now pay for your shopping spree in monthly installments. Avail of our 0% Interest installment plan of 3 months when you make a P5,000 single-receipt purchase using any of the participating credit cards below:

  • BDO
  • BPI
  • Metrobank
  • UnionBank*
  • RCBC
  • Security Bank
  • EastWest Bank
  • HSBC
  • PNB
  • China Bank
  • AUB

*UnionBank offers a 0% Interest Installment plan of  6 months available until February 28, 2025. Per DTI Fair Trade Permit No. 210245, Series of 2024.

Promo is available for card-present transactions only. You may shop in-store, or order via SM Store Personal Shopper via these mobile numbers. Happy shopping!

Participating banks
Participating banks

3-months installment promo

runs from January 1 to December 31, 2025

6-months installment promo*

runs until February 28, 2025

BDO

 
BPI

 
Metrobank

 

Unionbank*

RCBC

 
Chinabank

 
Security Bank

 

East West Bank

 
PNB

 
HSBC

 

This promo is available in-store and via Personal Shopper from January 1 to December 31, 2025. Per DTI Fair Trade Permit No. FTEB-210115, Series of 2024. 

Order via Personal Shopper

Order now so you don’t miss out on this aweSM offer and get your items in as early as same day!

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