Buy Now Pay Later Promo
January 1 to December 31, 2025
Start your 2025 with a stress-free shopping spree and enjoy flexible payment option at SM Store with Buy Now, Pay Later – 0% interest installment plan!
Shopping at SM Store just got more convenient—you can now pay for your shopping spree in monthly installments. Avail of our 0% Interest installment plan of 3 months when you make a P5,000 single-receipt purchase using any of the participating credit cards below:
- BDO
- BPI
- Metrobank
- UnionBank*
- RCBC
- Security Bank
- EastWest Bank
- HSBC
- PNB
- China Bank
- AUB
*UnionBank offers a 0% Interest Installment plan of 6 months available until February 28, 2025. Per DTI Fair Trade Permit No. 210245, Series of 2024.
Promo is available for card-present transactions only. You may shop in-store, or order via SM Store Personal Shopper via these mobile numbers. Happy shopping!
Participating banks | 3-months installment promo | 6-months installment promo* |
BDO | ✔ | |
BPI | ✔ | |
Metrobank | ✔ |
|
Unionbank* | ✔ | ✔ |
RCBC | ✔ | |
Chinabank | ✔ | |
Security Bank | ✔ | |
East West Bank | ✔ | |
PNB | ✔ | |
HSBC | ✔ |
|
This promo is available in-store and via Personal Shopper from January 1 to December 31, 2025. Per DTI Fair Trade Permit No. FTEB-210115, Series of 2024.
Order via Personal Shopper
Order now so you don’t miss out on this aweSM offer and get your items in as early as same day!