Installment Fest Promo

January 9 to February 28, 2023

Shopping just got more exciting with easy pay, easy win at SM Store!

Get a chance to win P5,000 worth of SM Gift Pass INSTANTLY, when you shop at SM Store using participating credit cards during Installment Fest! Just spend a minimum of P5,000 installment purchase from January 9 to February 28, 2023, to avail this offer.

Get that much-deserved first big purchase of 2023 and pay conveniently via installment at SM Store!

You may shop in-store, or order via SM Store Personal Shopper. Just fill out an order form or contact us via these mobile numbers.


  1. A minimum spend of P5,000 single-receipt installment transaction at any branch of SM Store paid using any credit card of the participating banks gives the cardholder a chance to instantly win P5,000 SM Gift Pass. The promo only applies to in-store transactions and SM Store Personal Shopper card-present transactions.
  2. Participating banks are as follows:
  • BDO
  • BPI
  • Metrobank
  • China Bank
  • HSBC
  • Eastwest
  • PNB
  • Citibank
  • Unionbank
  1. There will be a total of 240 winners nationwide, composed of thirty winners (30) per participating bank.
  2. Promo will run from January 9 to February 28, 2023.
  3. Redemption of prizes will be until April 29, 2023.
  4. The prize is non-convertible to cash.
  5. To claim the prize, the winner must present the following documents at the Customer Service Counter of SM Store where the transaction was made. Branch Marketing Manager or Customer Service Manager must verify the winning transaction prior to awarding of prizes to the cardholder:
  • Original winning transaction receipt
  • Original winning charge slip
  • Original winning stub
  • Credit card used for the winning transaction
  • Valid ID
  1. The winner must surrender and sign the original winning stub of the prize.
  2. Cardholders can only claim his/her prize at the same branch of SM Store where the transaction was made.
  3. SM Store will not replace lost or damaged prizes caused by the winner (cardholder).
  4. SM Store and Participating Banks reserve the right to disclose and publish names, photos, and other information of the winners in any mode or manner as they deem appropriate.
  5. Employees of SM Store and its accredited advertising agencies and suppliers and their family relatives up to the second degree of consanguinity or affinity are disqualified from participating in the promotion.

This promo is available in all SM Store branches nationwide from January 9 to February 28, 2023. See the discounts exclusions list at the cashier stations. Per DTI Fair Trade Permit No. FTEB-158496, Series of 2022.