Back to School Installment Fest

1. A minimum spend of P5,000 single-receipt installment transaction at any branch of SM Store paid using any credit card of the participating banks gives the cardholder a chance to instantly win back P10,000 SM Gift Pass.
   
   
2. The promo only applies to in-store and Personal Shopper (card-present) transactions.
   
   
3. There will be a total of 75 winners nationwide, composed of fifteen winners (15) per participating bank.
   
   
4. Participating banks are BDO, Citibank/UnionBank, RCBC, HSBC, and Security Bank.
   
   
5. Promo will run from June 1 to July 31, 2023.
   
   
6. Redemption of prizes will be from June 1 to September 30, 2023.
   
   
7. Prize is non-convertible to cash.
   
   
8. To claim the prize, the winner must present the following documents at the Customer Service Counter of SM Store where the transaction was made.
   
   
   • Original winning transaction receipt
   • Original winning charge slip
   • Original winning stub
   • Credit card used for the winning transaction
   • Valid ID

9. Winner must surrender and sign the original winning stub.
   
   
10. Cardholder can only claim his/her prize at the same branch of SM Store where the transaction was made.
    
    
11. SM Store will not replace lost or damaged prizes caused by the winner (cardholder).
    
    
12. SM Store and Participating Banks reserve the right to disclose and publish names, photos, and other information of the winners in any mode or manner as they deem appropriate.
    
    
13. Employees of SM Store and its accredited advertising agencies and suppliers and their family relatives up to the second degree of consanguinity or affinity are disqualified from participating in the promotion.

 *For Citibank: this product is sold by Union Bank of the Philippines, using certain trademarks temporarily under license from Citigroup Inc. and related group entities.